Course in Analyzing and Concluding Medical and Life Insurance Contracts (Solidarity)

This course offers a specialized course on “Analysis and Execution of Medical and Life (Takaful) Insurance Contracts.” This course is designed for individuals seeking to develop strong skills in managing employee insurance policies within companies and institutions, including understanding health insurance terms and implementation methods under Takaful insurance.

Takaful insurance can be defined as a contractual arrangement aimed at fostering cooperation among a group of participants who are exposed to a common risk. Each participant contributes a certain amount of money as a donation, known as a contribution, which forms a fund—referred to as the Participants’ Fund. This fund is used to compensate those who incur losses. Importantly, this Participants’ Fund is kept entirely separate from the accounts of the Takaful operator, known as the Shareholders’ Account. The Takaful operator manages and invests the Participants’ Fund in return for specific fees, in accordance with the principles and rulings of Islamic Sharia.

By the end of the course, participants will be able to:

Target Audience for the Course on Analysis and Drafting of Takaful Medical and Life Insurance Contracts:

• Executives and managers of companies and institutions

• Professionals working in Takaful insurance companies

• Businesspeople seeking to develop their skills in managing health insurance

• Business administration students and graduates from various universities

• Anyone interested in gaining experience in the medical insurance field

How Will Participants Benefit from Attending the Course?

By the end of the training program, participants will have gained knowledge and skills in the following areas:

• Processing requests for new medical insurance cards

• Gaining experience in submitting employee data to the national medical insurance authority

• Correcting errors in medical insurance card information

• Coordinating necessary documents for emergency reimbursement during hospital admissions

• Managing incoming institutional correspondence and distributing official letters related to medical insurance

• Handling employee complaints related to medical insurance services